Income protection provider Unum is introducing its new Premier cover product this month.

Unum is offering a bespoke package to group income protection clients in a bid to minimise the time workers have off sick.

According to the FT Adviser, the insurer will work with companies advisers offering tailored vocational rehabilitation on managing absent employees, and working out systems to get them back into work.

National accounts director for Unum, Colin Fitzgerald, called Premier income protection: ‘a proven, modern and flexible support system’.

Charles Richards, an IFA with Capital Asset Management, said of Unum: ‘For the clients I have seen use it they are fantastic. I would probably go straight to it for group income protection‘.