So you’ve got cover already and you’ve fallen into long term illness.  The insurer is paying out your income protection benefit but how do you plan to get back into work, either into you old career, or something new? 

Only some insurers offer you a free rehabilitation service to help you with this.  After all, the sooner you’re able to work again, the sooner the insurance company can stop paying your claim.  What does your current insurer give you against some of the other companies in the market place?  Do they check your treatment program is correct?  Do they give you guidance on new careers?   

Unum are on our panel of insurers .  You can see what they are doing by clicking here.

Don’t forget, if you request your quote and apply through us you get a cheaper, discount premium than if you go to the insurer directly.