Aegon Scottish Equitable has added five more illnesses to its critical illness cover.  In addition, it has extended it maximum term on guarantedd rates from 25 to 40 years.  This now takes the total number of conditions covered to 36.  The additional five critical illnesses are  rheumatoid arthritis , open heart surgery, primary pulmonary hypertension, systemic lupus erthematosous and encephalitis.

The life insure has aslo improved three critical illness definitions to the Association of British Insurers’ plus standard.  They are coma, heart attack and third degree burns. 

 Extending the maximum term on guaranteed rates by 15 years, Aegn confirmed to us that this was in response to people taking out longer term mortgages than the previous normal term of 25 years