In recognition of the immense work that The British Heart Foundation does, howmuchcover is celebrating today by giving its financial support to this worthy cause. 

We are donating 10% of all our new business commission generated in October 2007 to their campaign to help fight heart disease.

Here are some amazing facts about the heart and blood:

1. Your heart beats an average 100,000 times a day – a staggering 36.5 million times a year. By the time you reach 75 it will have beat more than 2.7 billion times.

2. The average heart pumps out around 5 litres of blood every minute. Regular physical activity improves the strength of the heart which helps to keep it healthy.

3. On average, your heart is the size of your clenched fist and weighs about 300 grams.

4. Your system of blood vessels – arteries, veins and capillaries – is up to 60,000 miles long. That’s long enough to go around the world more than twice.

So, by taking out an life insurance policy, critical illness policy or income protection insurance policy through howmuchcover us you will be helping others too.

When you make any application for life cover the insurance company will want to know about your medical history.  Sometimes, the insurance company may decline to offer you life insurance cover or charge you a more expensive premium.  This is what can happen to you if you suffer from diabeties.

One benefit of using howmuchcover is that  we deal with a large panel of insurance companies enabling you to get the very cheapest premium.  However, if the insurer is then going to decline your application due to you being diabetic then you will have wasted your time.

If you have diabeties, or any other medical condition, you should call us first on freephone 0800 6342111 so that we can tell you which insurance comapnies will accept your life insurance cover application.  We will treat your call in the strictest of confidence.  Our aim is to obtain you cover and the most competitive premium in as short a period of time as possible. 

No-one knows for sure of course, however, wouldn’t it be great if we did so that we could ensure our finances were in order. Well now you can have some fun finding out with Citywire’s life expectancy tool The Deathometer . It is a fact that we are all living longer and therefore we must arrange our finances accordingly.

Do you smoke, are you overweight, where do you live? These are all factors that will affect your life expectancy, some we can influence, others we can’t.

If you were to die unexpectedly, would your family and loved ones have enough money to live on? Go to our howmuchcover calculator  to find out if you might have a shortfall.

Now you know your life expectancy and possible shortfall, ensure you get a life cover quote from howmuchcover. Remember, by applying through us, you will get a cheaper, discounted premium than going directly to the insurer.

We have just received notificatication that AXA is reducing its prices accross its Life Cover and Critical Illness Cover insurance policies.  On average, costs have been reduced by 3.5%.  The price change takes effect from midnight tonight so please wait until after that time to do any revised quotes and sending your AXA application forms to us.

Rob Simpson, Managing Director of Howmuchcover says, “This reduction, combined with our discount, gives our customers even greater savings on their protection products.” 

So you’ve got cover already and you’ve fallen into long term illness.  The insurer is paying out your income protection benefit but how do you plan to get back into work, either into you old career, or something new? 

Only some insurers offer you a free rehabilitation service to help you with this.  After all, the sooner you’re able to work again, the sooner the insurance company can stop paying your claim.  What does your current insurer give you against some of the other companies in the market place?  Do they check your treatment program is correct?  Do they give you guidance on new careers?   

Unum are on our panel of insurers .  You can see what they are doing by clicking here.

Don’t forget, if you request your quote and apply through us you get a cheaper, discount premium than if you go to the insurer directly.